Here are some simple tips that will help you save money on your auto insurance!
Set higher deductibles. Increasing your deductible can result in lower monthly bills. However, it also means that you will have to have extra cash on hand upfront in the case of an emergency or accident.
Stop parking in the driveway. If you have a garage, it is recommended that you make room for as many vehicles as you can. Thieves are less likely to break into cars that are locked up in a garage.
Take a defensive driving course. Discounts can be offered to drivers who take a defensive driving course. Discounts can be offered for any driver who has taken the course, and it is recommended that new teen drivers take these courses before they hit the road.
Insure multiple cars with multiple drivers. Insurance companies generally offer bulk rates for families with multiple drivers and multiple cars. Consider having spouses insured on all family vehicles to receive discounted rates.
Keep a clean record. An easy way to keep your car insurance rate low is to avoid any accidents and become a defensive driver. The more accidents you have, the higher the annual premium you will have to pay.
Bundle your home and car. Many carriers offer a discounted package if you combine your home insurance and auto insurance. Might aswell keep both of them together and save some money doing so.
The bottom line: Speak with an insurance agent about your coverage plans. Be aware of the annual premiums other insurance companies have and contact Darr Schackow Insurance to find coverage that will fit your needs.