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Unfortunately, Hurricane Matthew has done some major flooding damage to properties that weren’t considered to be in high risk flood zones. This saddens me because the owners of these properties probably could have afforded and purchased flood insurance. Now in comparison to the damage, the cost of that flood insurance looks pretty inexpensive.

Everyone is in a flood zone. Some flood zones are high risk and some are low risk. I own a property that is in a high risk flood zone, and it flooded during Hurricane Matthew. Trust me when I say it is a MESS! We had 15 inches of water in our home and mud everywhere. Fortunately, we had flood insurance. I would bet that most of the damage done by Hurricane Matthew was done to properties without flood insurance. It will be devastating to some. You can go to our website and find out what flood zone your property is located in. Remember, every property is in a flood zone of some sort. If you are in a preferred flood zone, please look into flood insurance.

There are now two ways to buy flood insurance. One is via the National Flood Insurance Program, and just recently there have been companies that offer private flood insurance. There is a 30-day waiting period if you decide to buy flood insurance on a property you already own. There is no waiting period on properties that you purchase as long as you buy it on the day that you purchase it. I encourage you to call our office and speak to one of our agents about your options for flood insurance. Our mission is to help protect you and your assets.

John Darr

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