Subsidies, HSAs and reviewing your coverage options with a certified insurance agent like DSI Health Insurance Agent Chris Coleman are just a few ways you can save money on your healthcare costs.
Depending on your level of income, you may be eligible to obtain a subsidy (financial assistance) from the government, which will pay a portion of your insurance premium.
Enroll in a Health Savings Account (HSA)
An HSA is a savings account that you can only use to pay for medical expenses and is a tax-free account. The funds in your HSA can be used to pay for expenses while you're trying to meet your deductible as well as for out-of-pocket expenses (such as co-payments) after you have met your deductible, which will reduce your overall healthcare costs. You can open an HSA at most banks and financial institutions.
Talk to your Agent
Discuss your situation with an insurance agent you trust. An agent can go over all of your options with you, breakdown the discounts you're eligible for and clear up any confusion you have about healthcare coverage.
Darr Schackow Health Insurance Agent Chris Coleman can answer all of your questions and get the best health coverage that will fit your needs and lifestyle. Call Chris directly 352-872-5313 or email ccoleman@DarrSchackowInsurance.com