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Facebook post ended up costing her $500,000

Do you ever see comments on Facebook that make you cringe but don’t actually specifically name the person that the comment is about?  Jacqueline Hammond made such a post that cost her $500,000! 

She posted “I didn’t get drunk and kill my kid” about a former co-worker, Davyne Dial, and was sued for libel (a written statement that is slanderous).  The former co-worker’s son was killed in a gun accident 20+ years ago.  Davyne Dial was not drunk at the time of his death and was not held responsible. 


At the end of the two year long lawsuit, the court determined that Jacqueline Hammond owed Davyne Dial $250,000 for actual damages (the emotional distress and defamation), and $250,000 for punitive damages.


If you have a personal injury endorsement on your homeowners policy, the insurance company will hire a lawyer to defend you and pay a claim in a situation like this.  


The moral of this story is to make sure your homeowners policy has personal injury coverage, AND don’t make a post like Jacqueline Hammond did!

 

Darr Schackow insurance agency recommends that everyone purchase the personal injury endorsement on their home insurance policy.



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