Rates for car insurance in Jacksonville are lower than most other large cities in Florida. Did you know that the city of Jacksonville is the largest city by area in America? How does that influence Jacksonville car insurance rates? Because the city is so spread out, the people of Jacksonville can live near their workplace easier than most other cities. That typically means a shorter commute and one that is done on roads that are wide and well-marked. Because of this, there are fewer accidents than in most other big cities and car insurance rates are typically lower.
Another reason that car insurance rates for Jacksonville are lower than most other cities is that litigation is not as prevalent. There are not attorneys advertising about auto injury on every other billboard. Not to say that you won’t see an attorney advertising to auto accident victims, but there is less of it than in other cities like Orlando or Miami. Because there are fewer attorneys, there are fewer lawsuits and the settlements that car insurance companies have to pay out are lower. This translates into lower car insurance rates for residents of Jacksonville, Florida.
Car insurance fraud is not as prevalent in Jacksonville as it is in other cities. This also influences the auto insurance rates in the area. Fraud can drive up the price of auto insurance, so it is important to have an independent agent like Darr Schackow. Right now, Auto-Owners and Progressive have some of the lowest car insurance rates in Jacksonville. They are both very solid companies and provide great service. At Darr Schackow Insurance, we provide quotes from multiple companies so that you get the lowest rates on your auto insurance.